Rebuild Your Credit Score & Restore Your Financial Future
Expert guidance, transparent processes, and proven results.
Join thousands of satisfied clients who transformed their credit profiles.
Clients Served
Success Rate
Support Available
Your information is protected with bank-level security
Professional credit counselors with years of experience
No hidden fees. Clear pricing from the start
Average credit score improvement of 150+ points
MINYUKU & Co. CREDIT REPAIR is South Africa's leading professional credit restoration and financial advisory company. Since our establishment, we've dedicated ourselves to helping thousands of individuals regain control of their financial futures and achieve their dreams.
To educate, guide, and support clients through understanding their credit profiles, correcting inaccurate and negative listings, and rebuilding financial confidence responsibly. We believe everyone deserves a second chance at financial success.
With a 98% success rate and thousands of satisfied clients, MINYUKU & Co. has proven expertise in credit repair. Our team of certified professionals works tirelessly to restore your credit reputation.
We offer a complete range of professional credit repair services tailored to your unique situation.
Specialist removal of severe negative listings
A blacklisted credit profile occurs when a consumer has severe negative listings such as unpaid accounts, defaults, judgments, or continuous missed payments, making access to credit extremely difficult. Our expert team specializes in legally disputing and removing these listings to restore your creditworthiness.
Exit debt review and restore credit access
Debt review is a legal process designed to protect over-indebted consumers. While beneficial, it restricts access to new credit until formally removed. We guide you through the legal removal process to regain your financial freedom.
Update and repair overdue account records
Accounts in arrears refer to overdue credit payments that negatively impact credit scores until resolved or updated. We work with creditors to update payment status and remove arrear notations from your credit file.
Remove historical negative listings
Old debt refers to historical credit obligations that may remain on credit reports for extended periods, affecting overall scoring. Through legal dispute processes, we work to remove these outdated items from your credit report.
Navigate garnishee orders professionally
A garnishee order allows deductions directly from income to repay debt and is recorded on credit profiles. We provide expert guidance to manage garnishee situations and work toward resolution to restore your financial stability.
Strategic improvement of your credit rating
Credit scores reflect financial behavior and are determined by payment history, debt ratios, and credit inquiries. Our specialists develop customized strategies to increase your score, often improving it by 150+ points within months.
Is credit repair legal?
Yes. Consumers have the right to dispute inaccurate information.
Does checking my credit affect my score?
No, checking your own credit does not affect your score.
How long does credit repair take?
Timelines vary depending on individual cases.
Can employers see my credit report?
Only with your consent and under specific circumstances.
Is my information confidential?
Yes. All client data is treated with strict confidentiality.
Do you offer free credit checks?
Yes. We offer a free credit report check.
Who qualifies for credit repair?
Anyone with negative or inaccurate credit listings.
Real stories and proof from satisfied clients who transformed their credit
Before & After Screenshot
Credit Score Improvement: +150 Points
Credit Report Cleared
Blacklist Removed Successfully
Debt Review Removal
Debt Review Lifted - Full Access Restored
Account Status Update
Arrears Removed from Record
Client names and details hidden for privacy. Real screenshots available upon request.
"MINYUKU & Co. transformed my credit within 6 months. Their professional team was responsive and transparent throughout the process. Highly recommended!"
"I was blacklisted for 3 years. The team at MINYUKU & Co. not only removed the listing but improved my score by 180 points. Life-changing!"
"Excellent service, professional guidance, and genuine care for their clients. They kept me informed at every step. Worth every cent!"
"Finally, a credit repair company that doesn't make empty promises. They delivered real results with my debt review removal. Thank you!"
"The most trustworthy and professional service I've encountered. They handle everything confidentially and efficiently. Five stars!"
"After 5 years of financial struggle, MINYUKU & Co. gave me hope and delivered results. My credit score is now excellent!"
Phone: 077 358 4389
Email: minyukuco.creditrepair378@gmail.com
Working Hours: Mon–Fri | 08:00–17:00